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Klarna’s Pay in 3 Instalments is a credit product that allows you to split your purchase into three equal payments. The first payment is taken when your order is confirmed, and the remaining two are automatically collected 30 and 60 days later from your chosen debit or credit card. No interest or fees apply when payments are made on time. To use this option, you must be at least 18 years old, a UK resident, and pass Klarna’s eligibility checks. Klarna may perform a soft credit search that does not affect your credit score.
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Klarna’s Pay in 30 Days lets you receive your order first and pay later. Payment is due in full 30 days after your order has been shipped, with no interest or fees when paid on time. You can pay anytime during the 30-day period via the Klarna app or website. This option is available to UK residents aged 18 and over, subject to status and Klarna’s eligibility checks. Klarna may perform a soft credit check that does not impact your credit score.
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